Calculate Your Divorce Settlement With Mathematical Clarity
Stop guessing what a fair settlement looks like. Sevalori models every financial dimension of your divorce so you can negotiate from a position of knowledge.
Start Your Free AnalysisComprehensive Settlement Analysis
Equitable Distribution
Model asset division scenarios across all 50 states using jurisdiction-specific rules and case law precedents.
Alimony Estimation
Calculate potential spousal support based on income disparity, marriage duration, and state guidelines.
Tax Impact Analysis
Understand the true after-tax cost of each settlement option, including filing status changes and capital gains.
QDRO Retirement Splitting
Optimize the division of 401(k)s, pensions, and IRAs with qualified domestic relations order modeling.
Child Support Calculator
Estimate support obligations based on custody arrangements, income shares, and state-specific formulas.
Social Security Optimization
Analyze spousal benefit eligibility and maximize lifetime Social Security income post-divorce.
How It Works
Enter Your Details
Provide income, assets, and family information for both parties.
Run the Analysis
Our engine models equitable distribution, alimony, tax impacts, and retirement splits.
Review Scenarios
Compare settlement options side-by-side with clear financial projections.
Backed by Real Data
- ✓State alimony guidelines (all 50 states)
- ✓IRS tax brackets and filing rules
- ✓State child support formulas
- ✓SSA spousal benefit schedules
- ✓QDRO division precedents
- ✓Census income distribution data
Why Financial Clarity Matters in Divorce
According to the Census Bureau, roughly 689,000 divorces are finalized in the United States each year. The median marital estate for couples aged 40 to 55 exceeds $640,000 (Federal Reserve Survey of Consumer Finances, 2022). Yet most people enter settlement negotiations without understanding the true after-tax value of their assets.
A 401(k) dollar is not the same as a Roth IRA dollar. Home equity sheltered by the Section 121 exclusion is not the same as taxable brokerage gains. The difference between a naive 50/50 split and a tax-adjusted equitable split can exceed $85,000 on a $650,000 estate. Sevalori models every variable so you negotiate from knowledge, not guesswork.
Our engine accounts for community property versus equitable distribution rules across all 50 states, QDRO retirement splits, income-shares child support formulas, alimony duration guidelines, and the post-TCJA tax treatment of spousal support. No other free tool covers this breadth.
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